Dental, Vision and Hearing Flex Insurance


Option 1


Affordable with a wide range of options

Dental, Vision and Hearing Flex insurance covers expenses such as routine exams, fillings, eyeglasses and hearing aids, so you don't have to. The flexible options cover a wide range of services including orthodontics and implants.*

This insurance supplements and complements other health insurance plans. It can help reduce or even eliminate your out-of-pocket costs for preventive care for your teeth, eyes, and ears. This type of insurance is sometimes overlooked until what was once routine maintenance, becomes an urgent issue. Preventive care can lead to early detection of other diseases and health problems such as cancer and diabetes.

*Products and plans vary by state. This information represents a partial list of services. This page is a brief description of Dental, Vision an Hearing Flex insurance policy form and is not a contract of insurance. For complete details of all provisions or benefits, reference the Outline of Coverage and policy.


Overview of key coverage options Option 1
Annual maximum benefit $1,000 to $5,000
($1,000 increments)
Deductible (per person, per policy year) $0, $50, $100, or
$100 vanishing
Dental Preventive Care Day 1: 100%
Basic Care Day 1: 70%
After year 1: 80%
Major Care Day 1: 25%
After year 1: 50%
 • Implants $2,000 lifetime
 • Teeth Whitening $500 per year
Orthodontics After year 1: 50%
$1,500 lifetime max
Vision After 6 months: 70%
($250 per 2 years)
After year 1: 80%
($250 per 2 years)
Hearing After year 1: 80%
$500 per year
Credit for prior coverage No

Plan Features

  • Guranteed acceptance - no health questions
  • Issue ages 18-89
  • For individuals, couples, and families
  • Freedom to choose both in or out of network providers
  • Benefits paid directly to you or a designated provider
  • 30-day free look - Return your policy for any reason within 30 days for a full refund of all premiums paid
  • Same coverage in or out of network