Dental, Vision and Hearing Flex insurance covers expenses such as routine exams, fillings, eyeglasses and hearing aids, so you don't have to. The flexible options cover a wide range of services including orthodontics and implants.*
This insurance supplements and complements other health insurance plans. It can help reduce or even eliminate your out-of-pocket costs for preventive care for your teeth, eyes, and ears. This type of insurance is sometimes overlooked until what was once routine maintenance, becomes an urgent issue. Preventive care can lead to early detection of other diseases and health problems such as cancer and diabetes.
*Products and plans vary by state. This information represents a partial list of services. This page is a brief description of Dental, Vision an Hearing Flex insurance policy form and is not a contract of insurance. For complete details of all provisions or benefits, reference the Outline of Coverage and policy.
Overview of key coverage options | Option 1 | |
Annual maximum benefit | $1,000 to $5,000 ($1,000 increments) |
|
Deductible (per person, per policy year) | $0, $50, $100, or $100 vanishing |
|
Dental | Preventive Care | Day 1: 100% |
Basic Care | Day 1: 70% After year 1: 80% |
|
Major Care | Day 1: 25% After year 1: 50% |
|
• Implants | $2,000 lifetime | |
• Teeth Whitening | $500 per year | |
Orthodontics | After year 1: 50% $1,500 lifetime max |
|
Vision | After 6 months: 70% ($250 per 2 years) After year 1: 80% ($250 per 2 years) |
|
Hearing | After year 1: 80% $500 per year |
|
Credit for prior coverage | No |